🛑 Stop giving apps your bank passwords. I'm building a privacy-first AI finance tracker instead. Let’s be honest: automated bank sync is broken. You connect via Plaid, it breaks three days later, and your transaction data sits in a massive database waiting to be breached. I got tired of this, so I started building spendkeep.com — a personal finance tracker designed for "Financial Sovereignty" (Note: This is still a work in progress!)